{"id":1824,"date":"2023-03-17T21:34:41","date_gmt":"2023-03-17T21:34:41","guid":{"rendered":"https:\/\/arbe.com.pe\/en\/?p=1824"},"modified":"2023-03-19T06:06:41","modified_gmt":"2023-03-19T06:06:41","slug":"municipal-cash-registers-may-issue-credit-cards-march-17th-2023","status":"publish","type":"post","link":"https:\/\/arbe.com.pe\/en\/municipal-cash-registers-may-issue-credit-cards-march-17th-2023\/","title":{"rendered":"Municipal Cash Registers may issue credit cards | March 17th, 2023\u3164\u3164\u3164\u3164\u3164\u3164\u3164\u3164\u3164\u3164"},"content":{"rendered":"<div>\n<p>A partir del tercer a\u00f1o de funcionamiento, si una Caja Municipal de Ahorro y Cr\u00e9dito mantiene activos que superen las 75,000 UITs, podr\u00e1 realizar de manera directa y sin autorizaci\u00f3n previa de la Superintendencia, las siguientes operaciones:<\/p>\n<p>&nbsp;<\/p>\n<p>\u2022 Expedir y administrar tarjetas de cr\u00e9dito y de d\u00e9bito<\/p>\n<p>\u2022 Recibir dep\u00f3sitos a la vista<\/p>\n<p>\u2022 Otorgar sobregiros o avances en cuentas corrientes<\/p>\n<p>\u2022 Emitir cheques de gerencia<\/p>\n<p>&nbsp;<\/p>\n<p>La Caja Municipal de Ahorro y Cr\u00e9dito que no cumpla con el requisito establecido, requerir\u00e1 autorizaci\u00f3n de la Superintendencia para realizar las referidas operaciones. (Ley N\u00b0 26702, art\u00edculo 286)<\/p>\n<p>&nbsp;<\/p>\n<p>Las Cajas Municipales de Ahorro y Cr\u00e9dito funcionan como empresas con personalidad jur\u00eddica propia de derecho privado, con autonom\u00eda econ\u00f3mica, financiera y administrativa. (Tercera Disposici\u00f3n Final, Ley N\u00b0 29523)<\/p>\n<p>&nbsp;<\/p>\n<p>La Ley N\u00b0 31711 permitir\u00e1 que, en materia de capital, reservas y utilidades, los organismos multilaterales y fondos de inversi\u00f3n privados puedan ingresar a las Cajas Municipales de Ahorro y Cr\u00e9dito y\/o a la Caja Municipal de Cr\u00e9dito Popular de Lima como terceros accionistas temporales.<\/p>\n<p>&nbsp;<\/p>\n<p>Contar\u00e1n con derecho a voto y una participaci\u00f3n igual o menor al 49%, distintos a las municipalidades. (D. S. 157-90-EF, art\u00edculo 4; Ley N\u00b0 10769, art\u00edculo 7)<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<\/div>\n<div>\n<p>&nbsp;<\/p>\n<\/div>\n<p><a href=\"https:\/\/arbe.com.pe\/equipo\/jessica-valdivia\/\" target=\"_blank\" rel=\"noopener\"><strong>JESSICA VALDIVIA<\/strong><\/a><br \/>\nDerecho Financiero<br \/>\njessica.valdivia@arbe.com.pe<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A partir del tercer a\u00f1o de funcionamiento, si una Caja Municipal de Ahorro y Cr\u00e9dito mantiene activos que superen las 75,000 UITs, podr\u00e1 realizar de manera directa y sin autorizaci\u00f3n previa de la Superintendencia, las siguientes operaciones: &nbsp; \u2022 Expedir y administrar tarjetas de cr\u00e9dito y de d\u00e9bito \u2022 Recibir dep\u00f3sitos a la vista \u2022&hellip; <a class=\"more-link\" href=\"https:\/\/arbe.com.pe\/en\/municipal-cash-registers-may-issue-credit-cards-march-17th-2023\/\">Seguir leyendo <span class=\"screen-reader-text\">Municipal Cash Registers may issue credit cards | March 17th, 2023\u3164\u3164\u3164\u3164\u3164\u3164\u3164\u3164\u3164\u3164<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":1825,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24],"tags":[],"class_list":["post-1824","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banking-and-finance","entry"],"acf":[],"_links":{"self":[{"href":"https:\/\/arbe.com.pe\/en\/wp-json\/wp\/v2\/posts\/1824","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/arbe.com.pe\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arbe.com.pe\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arbe.com.pe\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/arbe.com.pe\/en\/wp-json\/wp\/v2\/comments?post=1824"}],"version-history":[{"count":2,"href":"https:\/\/arbe.com.pe\/en\/wp-json\/wp\/v2\/posts\/1824\/revisions"}],"predecessor-version":[{"id":1827,"href":"https:\/\/arbe.com.pe\/en\/wp-json\/wp\/v2\/posts\/1824\/revisions\/1827"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arbe.com.pe\/en\/wp-json\/wp\/v2\/media\/1825"}],"wp:attachment":[{"href":"https:\/\/arbe.com.pe\/en\/wp-json\/wp\/v2\/media?parent=1824"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arbe.com.pe\/en\/wp-json\/wp\/v2\/categories?post=1824"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arbe.com.pe\/en\/wp-json\/wp\/v2\/tags?post=1824"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}